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Terms of Service

Please read these Terms carefully. They include a binding arbitration clause and a class action waiver applicable to US-resident users (§ 15), a one-year contractual limitations period (§ 19), and a limitation of liability (§ 10). They also include consumer-protection disclosures required by US state and federal law.

Effective May 10, 2026

Important highlights. Bible Agents is operated by a Romanian company, Play Play Cards S.R.L. Subscriptions auto-renew at the price you paid until you cancel (§ 4). You can cancel at any time in one click (§ 5). If you reside in the United States, disputes are resolved by binding individual arbitration and you waive the right to a jury trial and to participate in class, collective, mass, or representative actions (§ 15). The substantive law of Romania governs these Terms (§ 16). You may opt out of arbitration within 30 days of your first subscription by writing to us (§ 15.8). Any claim must be brought within one (1) year (§ 19).

These Terms of Service ("Terms") govern your access to and use of the website at trybibleagents.com, the weekly emails we send you, and any related services (collectively, the "Service") operated by PLAY PLAY CARDS S.R.L., a Romanian limited liability company with CUI 54439120, Trade Register No. J2026023005004, registered office at Str. Drumul Pescarilor nr. 16 A, Olimp, Constanța 905503, Romania ("Bible Agents", "we", "us", or "our").

By creating a subscription or otherwise using the Service, you agree to be bound by these Terms and by our Privacy Policy. If you do not agree, do not use the Service.

These Terms are an agreement between you and us. They do not create any third-party beneficiary rights.

1. Eligibility

You must be at least 18 years old (or the age of majority in your jurisdiction, if higher) and able to enter into a binding contract to use the Service. You may not use the Service if you are barred from doing so under any applicable law, including United States export controls and OFAC sanctions, or European Union or United Kingdom sanctions.

2. The Service

Bible Agents is a paid email newsletter. You select one of our 200 topic-specific "agents" at sign-up and receive a single weekly email written for that one topic. The Service description on the website at the time of your purchase forms part of these Terms.

We reserve the right to modify, suspend, or discontinue the Service or any part of it at any time. If we discontinue a paid subscription, we will pro-rate any pre-paid amounts unused as of the discontinuation date and refund the unused portion.

3. Your account and email address

We do not require a password-protected account. The email address you use at checkout is your identifier. You are responsible for keeping that email address secure and for all actions taken in connection with it. If your email is compromised, contact us promptly so we can pause your subscription.

4. Subscriptions, billing, and auto-renewal

The following disclosures are required by California Business and Professions Code §§ 17600 et seq. (the California Automatic Renewal Law), the federal Restore Online Shoppers' Confidence Act (15 USC §§ 8401 et seq.), and analogous laws in other US states (including New York General Business Law § 527-a, Illinois 815 ILCS 601, and the FTC's Negative Option Rule). They apply to all US-resident subscribers.

4.1 Plans and prices (US Dollars)

Prices include all applicable taxes for US customers; if VAT or similar taxes are added for a non-US customer, we will display them at checkout before you confirm.

4.2 Free trial

Weekly, monthly, and annual plans include a 7-day free trial. We require a valid payment method at sign-up. We will not charge you during the trial. If you do not cancel before the trial ends, your card will be charged at the start of day 8 at the price for the plan you chose, and the subscription will continue automatically as described in § 4.3.

4.3 Auto-renewal — affirmative consent

Your subscription is a continuous offering that automatically renews at the end of each billing period (weekly, monthly, or annually) until you cancel. By starting a paid subscription you authorise us, through Stripe, to charge your payment method on a recurring basis. The card on file will be charged at the price displayed at checkout, until you cancel as described in § 5.

4.4 Acknowledgment

After you subscribe, we send you a purchase-confirmation email that restates the agent you chose, the plan you selected, the price, the billing cycle, the start of your free trial (where applicable), and a one-click cancellation link. That email constitutes the acknowledgment required by California law and ROSCA.

4.5 Price changes

We may change subscription prices for future billing periods. We will notify active subscribers at least 30 days before a price change takes effect, by email, and you may cancel before the new price applies.

4.6 Failed payments

If your card fails on a renewal, Stripe will retry it for several days. If retries fail, your subscription becomes inactive and weekly drops stop. You can resume at any time by starting a new subscription.

4.7 No chargeback as a substitute for cancellation

Initiating a chargeback or payment dispute with your card issuer instead of contacting us to cancel is a material breach of these Terms. We reserve the right to recover from you any chargeback fees, plus reasonable costs of responding to the dispute, where the chargeback is not justified and you did not first attempt cancellation through the methods in § 5. This clause does not limit any rights you have under the Fair Credit Billing Act (15 USC § 1666) or your card-network rules.

5. Cancellation

You can cancel your subscription at any time using any of these methods:

  1. Click Unsubscribe in any email we send you. One click stops further drops; this also functions as a cancellation request for billing purposes.
  2. Email hello@trybibleagents.com with "cancel" in the subject line, from the email you used at sign-up.
  3. Use the "Manage subscription" link in any Stripe receipt we send you.

Cancellation requires no more steps than your initial sign-up, in compliance with the California Automatic Renewal Law and the FTC's click-to-cancel rule (16 CFR Part 425).

Cancellation effects, refunds, and the EU statutory right of withdrawal are described in our Cancellation & Refund Policy, which is incorporated into these Terms by reference.

6. Acceptable use

You agree not to:

We may suspend or terminate access for any account that materially violates this section, with refund only of unused pre-paid amounts where required by law.

7. Content

7.1 Our content

All editorial content delivered through the Service — including the brand "Bible Agents", the website design, the logos, the agent names, the email layouts, and the body of the weekly drops — is owned by us or our licensors and is protected by Romanian, European Union, United States, and international copyright, trademark, database, and other laws. Where we quote scripture, we attribute the translation; the underlying biblical text is in the public domain in many jurisdictions, while specific translations may be the copyright of their publishers, which we attribute as required.

7.2 Your licence to use our content

We grant you a personal, non-transferable, non-sublicensable, revocable licence to read the drops we send you and to quote brief excerpts (under approximately 100 words) for non-commercial personal use, provided you credit us. All other rights are reserved. The licence terminates automatically on cancellation or termination of your subscription.

7.3 Editorial standards and AI involvement

Some weekly drops are drafted with the assistance of artificial intelligence, currently Claude by Anthropic, PBC, working from editorial standards we set, with primary biblical sources we provide. Every drop is produced under our editorial direction. We disclose this because we believe transparency is the only honest stance toward our readers.

7.4 No advice

The Service's content is for general information and reflection only. It is not, and is not intended as, medical, mental-health, legal, financial, tax, or theological advice. For decisions that require professional input, consult an appropriate licensed professional. If you are in crisis, contact appropriate emergency services in your area (in the US: 988 Suicide and Crisis Lifeline; in the EU: 112).

8. Copyright complaints (DMCA)

We respect the intellectual property of others and expect users to do the same. If you believe content available through the Service infringes your copyright, please send a written notice that complies with 17 USC § 512(c)(3) to:

DMCA Designated Agent — Bible Agents
c/o PLAY PLAY CARDS S.R.L.
Str. Drumul Pescarilor nr. 16 A, Olimp, Constanța 905503, Romania
Email: hello@trybibleagents.com (subject: "DMCA Notice")

Your notice must include: identification of the copyrighted work, identification of the material claimed to be infringing and where it can be found, your contact information, a statement that you have a good faith belief the use is not authorised, a statement under penalty of perjury that the information is accurate and that you are authorised to act on behalf of the rights holder, and your physical or electronic signature. Knowingly false notices may result in liability under 17 USC § 512(f).

9. Disclaimer of warranties

The Service is provided "as is" and "as available" without warranties of any kind, whether express, implied, statutory, or otherwise, including warranties of merchantability, fitness for a particular purpose, satisfactory quality, non-infringement, accuracy, system integration, quiet enjoyment, or that the Service will be uninterrupted, secure, or error-free, or that defects will be corrected. We make no warranty regarding any content, the accuracy of any drop, or the effect of any drop on your beliefs, conduct, or wellbeing. Some jurisdictions do not allow the exclusion of certain warranties, and to the extent prohibited those exclusions do not apply.

10. Limitation of liability

To the maximum extent permitted by law, in no event will Bible Agents, its affiliates, directors, officers, employees, contractors, agents, suppliers, or licensors be liable for any indirect, incidental, special, consequential, exemplary, statutory, or punitive damages, or for any loss of profits, revenues, data, use, goodwill, business opportunities, or anticipated savings, arising out of or related to your use of, or inability to use, the Service, whether based on warranty, contract, tort (including negligence and strict liability), product liability, statute, or any other legal theory, and whether or not we have been advised of the possibility of such damages.

Our total cumulative liability to you for any and all claims, in the aggregate, arising out of or related to these Terms or the Service, is limited to the greater of (a) the amount you paid us in the twelve months immediately preceding the event giving rise to the claim, or (b) one hundred US dollars (US$100). This cap applies regardless of the number of claims and the legal theory on which they are based.

These limitations are an essential basis of the bargain between you and us, without which we would not provide the Service at the prices we charge. Some jurisdictions do not allow the limitation or exclusion of liability for incidental or consequential damages, and to the extent prohibited those limitations do not apply. Nothing in these Terms limits liability for fraud, gross negligence, willful misconduct, death or personal injury caused by negligence, or any liability that cannot be excluded under applicable law.

11. Indemnification

You agree to indemnify, defend, and hold harmless Bible Agents and its affiliates, directors, officers, employees, contractors, agents, suppliers, and licensors from and against any and all claims, liabilities, damages, judgments, awards, losses, costs, and expenses (including reasonable attorneys' fees and court costs) arising out of or related to (a) your use of the Service in violation of these Terms, (b) your violation of any law or any third-party right, (c) any content you submit to us, (d) any chargeback or payment dispute that you initiate without first contacting us as required by § 4.7, or (e) any breach by you of your representations or warranties in these Terms. We reserve the right, at our own expense, to assume the exclusive defence and control of any matter otherwise subject to indemnification by you, in which event you will cooperate with us in asserting any available defences.

12. Changes to these Terms

We may update these Terms occasionally. Material changes will be emailed to active subscribers at least 14 days before they take effect, and the updated Terms will be posted on this page with a new "Effective" date. Continued use of the Service after the changes take effect means you accept the new Terms. If you do not accept the changes, cancel before the effective date and the new Terms will not apply to you.

13. Termination

You may terminate your subscription at any time as described in § 5. We may terminate or suspend your access immediately, without prior notice, if we believe you have materially violated these Terms or applicable law, or if continued provision of the Service exposes us to legal liability. Sections that by their nature should survive termination will survive — including §§ 6, 7, 9, 10, 11, 14, 15, 16, 17, 19, 20, and 22.

14. Export controls, sanctions, and government use

You represent that you are not located in, under the control of, or a national or resident of any country subject to comprehensive US, EU, or UK sanctions, and that you are not on any US, EU, or UK government list of restricted persons, including the OFAC SDN list. The Service constitutes "commercial items" under FAR 2.101 and is provided to US government users with only the rights set out in these Terms.

15. Dispute resolution — binding arbitration and class action waiver (US-resident users)

This § 15 applies if you are a resident of the United States, or were a resident of the United States at the time you subscribed to the Service. It requires most disputes between you and Bible Agents to be resolved through binding individual arbitration, not in court, and it waives your right to a jury trial and to participate in class, collective, mass, or representative actions. Read it carefully.

15.1 Informal resolution first

Before either of us starts arbitration, the party with the dispute must give the other written, individualised notice of the dispute, including the claimant's name, the email address used at sign-up, a description of the nature and basis of the claim, and the specific relief sought, signed by the claimant personally (not only by counsel). The parties will then negotiate informally for at least sixty (60) days. Send notices to hello@trybibleagents.com with subject "Dispute Notice". We will send notices to your email on file. Compliance with this § 15.1 is a precondition to filing any arbitration demand or court action; an arbitrator or court must dismiss without prejudice any demand that fails to comply. Statutes of limitations and contractual limitations periods will be tolled during the informal resolution period.

15.2 Agreement to arbitrate

If we cannot resolve the dispute informally, you and we agree that any dispute, claim, or controversy arising out of or relating to these Terms, the Service, your subscription, any related marketing or advertising, or any prior version of these Terms — including any question regarding the existence, validity, scope, or termination of these Terms or this arbitration agreement — will be resolved by binding individual arbitrationadministered by the American Arbitration Association ("AAA") under its Consumer Arbitration Rules in effect at the time the demand is filed (the "AAA Rules"), as modified by these Terms. The Federal Arbitration Act, 9 USC §§ 1 et seq. ("FAA"), governs the interpretation and enforcement of this § 15. The arbitrator will apply the substantive law of Romania as set out in § 16, except that the FAA governs this arbitration agreement itself.

15.3 Class action, collective, mass, and jury waiver

You and we each waive the right to a jury trial. You and we may bring claims against each other only on an individual basis and not as a plaintiff or class member in any class, collective, consolidated, mass, or representative action, including in arbitration, and not as a private attorney general (including under the California Private Attorneys General Act, Cal. Lab. Code § 2698 et seq., to the maximum extent permitted by law). The arbitrator may not consolidate the claims of more than one person without the consent of all parties and may not preside over any class, collective, consolidated, mass, or representative proceeding. If a court of competent jurisdiction decides that this § 15.3, in whole or in part, is unenforceable as to a particular claim or remedy, that claim or remedy only will be severed and may proceed in court under § 16; all other claims will proceed in arbitration.

15.4 Mass arbitration protocol

If 25 or more similar arbitration demands are filed against us by or with the same counsel or coordinated counsel within a 60-day period (a "mass filing"), the AAA may administer them in a coordinated manner under its Mass Arbitration Supplementary Rules, and the parties will use staged bellwether proceedings before any other demands proceed. No more than ten (10) bellwether arbitrations will proceed in the first stage; the remaining demands will be stayed. After the first stage, the parties will mediate in good faith for at least sixty (60) days. Statutes of limitations and the limitations period in § 19 will be tolled for any demand that is stayed under this § 15.4.

15.5 Small-claims court carve-out

Either of us may bring an individual action in a small-claims court that has jurisdiction, provided the action is brought solely on an individual basis and is not removed to or escalated beyond that court's jurisdiction. If the action is removed or escalated, this arbitration agreement applies.

15.6 No equitable relief beyond the individual claim

The arbitrator may not award injunctive or other equitable relief that runs to the benefit of any person other than the individual claimant, except to the extent strictly necessary to provide individual relief to that claimant. Public injunctive relief, if available at all under applicable law, must be sought in court under § 16 and not in arbitration.

15.7 Arbitration procedure

The arbitration will be conducted by a single neutral arbitrator. Unless the parties agree otherwise, claims of US$25,000 or less will be resolved on the basis of written submissions only, with no in-person or video hearing. Otherwise, the arbitration may be conducted via telephone, written submissions, video, or in person at a location agreed by the parties or determined by the AAA. We will pay the AAA filing and arbitrator fees that we are required to pay under the AAA Rules. The arbitrator may award any remedy that a court could award in an individual action consistent with these Terms, including the limitations in §§ 9, 10, and 11. The arbitrator's award is binding and may be entered as a judgment in any court of competent jurisdiction. The prevailing party in arbitration is entitled to recover reasonable attorneys' fees and costs, to the extent permitted by applicable law and not in conflict with the AAA Rules.

15.8 Right to opt out of arbitration

You may opt out of this § 15 (including the class action waiver) by sending us a written notice within 30 days of the date you first became subject to these Terms. The notice must include your full name, the email address you used at sign-up, your residential address, and a clear, unequivocal statement that you wish to opt out of the arbitration agreement. Send the notice by email to hello@trybibleagents.com with subject "Arbitration Opt-Out". Opting out does not affect any other provision of these Terms, including § 16 (governing law) and § 19 (limitations period).

15.9 Survival

This § 15 survives termination of your subscription and of these Terms.

16. Governing law and forum

Substantive law. These Terms, and any non-contractual obligations arising out of or in connection with them, are governed by the substantive law of Romania, without regard to its conflict-of-laws principles, and excluding the United Nations Convention on Contracts for the International Sale of Goods. The arbitrator under § 15 will apply this same Romanian substantive law, save that the FAA continues to govern § 15 itself.

Forum for users outside the United States, and for US-resident users who validly opt out of § 15. Subject to mandatory consumer-protection rules of your country of residence (see § 20), the courts of Bucharest, Romania, have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with these Terms or the Service. Each party irrevocably submits to that jurisdiction and waives any objection on the grounds of venue, forum non conveniens, or that those courts are an inconvenient forum.

Forum for US-resident users. Where § 15 applies, the arbitration will be seated and the arbitrator will sit as required by the AAA Rules. If a claim is severed from § 15 and proceeds in court, that claim must be brought in the state or federal courts located in San Francisco County, California, and the parties consent to the personal jurisdiction of those courts solely for that purpose.

Nothing in this § 16 limits any rights you have to commence proceedings to enforce a consumer-protection right in the courts of your country of residence, where that right cannot be excluded by contract under the law of that country.

17. Security disclosure

We welcome reports of security issues. Please email hello@trybibleagents.com with subject "Security Disclosure" and include reproduction details. We commit to acknowledging within three business days, fixing material issues promptly, and not pursuing legal action against good-faith security researchers acting within reasonable scope.

18. US state-specific consumer disclosures

California residents. Under California Civil Code § 1789.3, California users are entitled to the following consumer-rights notice: the provider of this Service is Play Play Cards S.R.L., Str. Drumul Pescarilor nr. 16 A, Olimp, Constanța 905503, Romania. Subscription fees are stated in § 4. Complaints may be addressed to hello@trybibleagents.com, or to the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at 1625 North Market Blvd., Suite N 112, Sacramento, CA 95834, or by telephone at (800) 952-5210. California subscribers may cancel at any time as described in § 5.

New Jersey residents. The limitations of liability in § 10 and the indemnification obligations in § 11 do not apply to the extent that they conflict with non-waivable rights of New Jersey residents.

Statutory rights. Nothing in these Terms is intended to disclaim, exclude, or limit any non-waivable statutory right, including under the Magnuson-Moss Warranty Act (15 USC §§ 2301 et seq.) or the consumer-protection laws of your state of residence, where those laws apply and cannot be contracted around.

19. Time limit on bringing claims

Except where prohibited by applicable law, any claim or cause of action arising out of or related to these Terms or the Service must be filed in arbitration or in a competent court within one (1) year after the claim or cause of action arose, or be forever barred. This § 19 shortens any longer statute of limitations to the maximum extent permitted by applicable law.

20. EU, EEA, UK, and Swiss consumer rights

If you are a consumer resident in the European Economic Area, the United Kingdom, or Switzerland, you retain all mandatory rights under the consumer-protection law of your country of residence, including under Directive 2011/83/EU on consumer rights, Directive 93/13/EEC on unfair contract terms, and the UK Consumer Rights Act 2015. Where any provision of these Terms conflicts with such a mandatory right, that mandatory right prevails over the conflicting provision, but only to the minimum extent of the conflict. The right of withdrawal applicable to digital content is described in our Cancellation & Refund Policy.

The European Commission provides an Online Dispute Resolution platform at https://ec.europa.eu/consumers/odr. We are not obliged, and do not undertake, to participate in alternative dispute resolution proceedings before a consumer arbitration board.

21. Force majeure

We will not be liable for any failure or delay in performing our obligations under these Terms to the extent caused by events beyond our reasonable control, including acts of God, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, pandemic or epidemic, network or power outages, denial-of-service attacks, or failures of telecommunications or third-party hosting providers.

22. Assignment

You may not assign or transfer these Terms or any rights or obligations under them without our prior written consent, and any attempted assignment in violation of this section is void. We may freely assign these Terms, in whole or in part, in connection with a merger, acquisition, reorganisation, or sale of substantially all of our assets, or by operation of law, in which case the assignee will be bound by these Terms.

23. General

These Terms, together with the documents they incorporate by reference (Privacy Policy, Cancellation & Refund Policy, Cookie Policy), are the entire agreement between you and us regarding the Service. They supersede any prior or contemporaneous agreements, understandings, or representations between you and us regarding the Service, and you agree that you are not relying on any statement, representation, or warranty other than those expressly set out in these Terms.

If any provision of these Terms is found unlawful or unenforceable by a court or arbitrator of competent jurisdiction, that provision will be modified to the minimum extent necessary to make it enforceable, or, if it cannot be so modified, severed from these Terms, and the remaining provisions will remain in full force and effect. Our failure to enforce a provision is not a waiver of our right to enforce it later. The section headings in these Terms are for convenience only and have no legal effect. The words "include" and "including" are not limiting. There are no third-party beneficiaries to these Terms.

These Terms have been drafted in English. Any translation provided is for convenience only; in the event of conflict, the English version prevails, save where mandatory law of your country of residence requires otherwise.

24. Contact

Questions about these Terms: hello@trybibleagents.com.